10 Ways to Create a Faith Based Wealth Mindset

By Seth Busetti Is wealth the same thing as having money? There are many families who live so modestly that money brings them no joy and offers little reward. For them money is utilitarian, it simply pays the bills and that’s it. On the other hand, there are many people in America with ample cash … Continue reading 10 Ways to Create a Faith Based Wealth Mindset

Making Monthly Finances Easy – Why We are Going Back to the Cash Envelope System

By Seth Busetti We used the cash envelope system for most of our marriage. Then a few years ago we switched over to a virtual budget management approach. It was a trial in modernizing our finances. In this post I will summarize why we moved away from the cash envelope system, and why after running … Continue reading Making Monthly Finances Easy – Why We are Going Back to the Cash Envelope System

7 Ways Being Frugal Can Be a Financial Roadblock

By Seth Busetti Learning the discipline of frugality is one of the most important steps to getting out of debt and living within your means. Unchecked spending is like a leaking hole in a row boat. You can paddle as hard as you want, but if the ship goes underwater what’s the point? But to … Continue reading 7 Ways Being Frugal Can Be a Financial Roadblock

5 Steps to Start Charitable Giving on a Tight Budget

By Seth Busetti Giving doesn’t come easy to everyone. The feeling that we want to give or should somehow give to our local church, missions work, humanitarian causes, or to a homeless person on the street corner is probably universal. But for many people there are a dozen reasons justifying why we don’t follow through … Continue reading 5 Steps to Start Charitable Giving on a Tight Budget

Are Kids Holding You Back Financially?

By Seth Busetti Pregnancy checkups. Awkward birthing classes. Maternity leave. Medical bills. Diapers. Food. Child care. School fees. Clothing. Sports equipment. Bikes with no training wheels. Emergency room visit. Swimming lessons. Braces. Car insurance. Collision repair. Prescription acne cream. Prom dress. Kayaking trip. College recruiting trips. College tuition. Wedding. What else? Did we cover it … Continue reading Are Kids Holding You Back Financially?

Overcoming White Privilege and the Cultural Placebo

By Seth Busetti In the fall of 1997 I experienced a cultural wakeup call, which I promptly muted. That was my first semester at college, and it offered a chance to break free of the only mold I knew, which was my 99% white, rural community. College promised the opportunity to experience new people, different … Continue reading Overcoming White Privilege and the Cultural Placebo

5 Ways to Tithe When You’re Between Churches

By Seth Busetti When Alexis and I got married, we came from two very different tithing backgrounds. Growing up, my family spent a lot of time bouncing between churches, never really finding a home for more than a few years at time. I remember my parents putting money in the collection plate, but don’t recall … Continue reading 5 Ways to Tithe When You’re Between Churches