By Seth Busetti We used the cash envelope system for most of our marriage. Then a few years ago we switched over to a virtual budget management approach. It was a trial in modernizing our finances. In this post I will summarize why we moved away from the cash envelope system, and why after running … Continue reading Making Monthly Finances Easy – Why We are Going Back to the Cash Envelope System
7 Ways Being Frugal Can Be a Financial Roadblock
By Seth Busetti Learning the discipline of frugality is one of the most important steps to getting out of debt and living within your means. Unchecked spending is like a leaking hole in a row boat. You can paddle as hard as you want, but if the ship goes underwater what’s the point? But to … Continue reading 7 Ways Being Frugal Can Be a Financial Roadblock
17 Ways to Eat Real Food on a Budget
Guest Post by Dena Norton of Back To The Book Nutrition I am so excited about this guest post by my friend Dena! She and I have known each other since our now elementary aged daughters were babies. She is the owner of Back To The Book Nutrition where she blogs, shares incredible recipes and … Continue reading 17 Ways to Eat Real Food on a Budget
3 Saving Mistakes Everybody Makes
By Seth Busetti In 2014 Alexis and I learned a frustrating lesson about saving while we were upgrading to a bigger house. We had faithfully saved and invested, and we were on track with all of our goals, but then life happened. Our single-story three bedroom house that once seemed so permanent started to get … Continue reading 3 Saving Mistakes Everybody Makes
10 Tips for the Debt Repayment Grocery Budget
Post by Seth Busetti One thing that will always be on your family budget is groceries. Whether you own a private island or are pinching pennies while climbing your way out of debt, you will need to eat. Food for your family is definitely a need, but certain food behaviors are a want. We have … Continue reading 10 Tips for the Debt Repayment Grocery Budget
5 Ideas For a Cheap Date Night
This Post by Seth Busetti If you are like us, you probably value a good date night. Truthfully, I’m not terribly romantic, but I do love spending time with my wife. We love nice dinners, vacations, fancy hotels, and most of all, live concerts! Recently we saw guitar virtuoso Greg Howe at a small Houston … Continue reading 5 Ideas For a Cheap Date Night
Tips for Budgeting Rookies
I spend a lot of time listening to people talk about their financial goals. At the top of the list are usually paying off debt, saving more money, and preparing for the future. These are great motivators! But these alone do not allow for realizing these goals. There's a very important ingredient. The dreaded "b" … Continue reading Tips for Budgeting Rookies